How To Get A Florida Roof Repair License
If you program to offering roofing services in Florida, yous'll need to get a covering license for most projects. Because there are several requirements to get a license, the process can sometimes take several weeks, and so information technology'due south important to plan ahead.
Continue reading to learn more about Florida roofing license requirements, including what roofing insurance you'll need, exams and fees.
Looking for a covering license somewhere else? Check out our guide to roofing requirements in each state.
How to become a Florida roofing license
Florida has 2 paths for getting a license for roofing:
Certified contractor — A certified contractor is licensed at the state level and can work anywhere in Florida.
Registered contractor — A registered contractor is licensed at the local level and can only perform work in a specific city or county.
Certified covering contractor license requirements
To get a certified contractor license for roofing, you must have a combination of educational activity and experience totaling four years. Nonetheless, applicants with a four-year degree in construction must still have at to the lowest degree one yr of on-the-task experience.
Applicants with no college credit must have at least 1 twelvemonth of experience working as a foreman. You may qualify for an exception if yous have war machine service.
Later on meeting the education and feel requirements, yous must pass both parts of the Florida covering examination. Additionally, you must fulfill the other requirements for a certified Florida covering contractor license, including:
- Electronic fingerprints for a background check
- An official credit written report from a major credit bureau with a FICO credit score
- If your FICO score is below 660, you'll need a structure license bond or irrevocable letter of credit.
- Proof of satisfaction of any liens, judgments or bankruptcy discharge, if applicable
- Statement of financial responsibility
- Workers' compensation that meets state requirements ($100,000 per occurrence, $500,000 aggregate, and $100,000 per disease).
- Roofing liability insurance. General and edifice contractors must have $300,000 for public liability and $50,000 for property damage. All other categories or employers must take $100,000 for public liability and $25,000 for property damage.
You'll demand to consummate and sign the application with the applicable licensing fee, which is $149 or $249, depending on the time of yr you submit your application.
Registered covering contractor license requirements
Contractors with a registered license can simply work in a specified local area and must meet the competency requirements established in that city or town.
To qualify for a registered license, contractors must obtain a document of competency from a local licensing authorization. Roofers with a registered license do not need to come across the state pedagogy or experience requirements, and they don't need to pass the country roofing exam.
Yet, they must meet all other requirements, including credit scores, proof of fiscal responsibility and proper business insurance coverage. The applicable fees are $209 or $309 depending on when your application is submitted.
How long does information technology take to get a roofing license in Florida?
Roofers should expect the application process to take ii to 3 months, non including the required educational and on-the-job experience.
Hither's the estimated timeline you lot can expect:
- Written report for and take the Florida roofing license examination or other required exams (4-6 weeks).
- Gather necessary paperwork, proof of experience and documentation (ane-two weeks).
- Get fingerprinted at an approved Livescan Service Provider at least v days before applying.
- Apply and get an appointment for a board review meeting (2-4 weeks).
- Set up for a board review coming together. Find is mailed ii weeks before the coming together.
- Upon approval from the board, the license is issued, typically ii weeks after the board meeting.
While Florida doesn't have many ways to fast rail this process, one thing you tin can practice to avert delays is to make sure you sympathise the process and come across all requirements before applying. Problems that could wearisome downwards your application include:
Poor credit history: The fastest way to come across Florida'southward financial responsibility requirements is to show proof of good credit history with a 660 FICO credit score or above. Scores below 660 will crave an irrevocable letter of credit from a bank, and some applicants may need to complete a xiv-hour financial responsibleness grade.
Failure to laissez passer the roofing license exam: The application procedure cannot be started until you take received passing scores on your state or local exam. If you lot fail the state examination, you must wait 21 days to endeavour the test once again.
Not meeting insurance requirements: In Florida, roofers have multiple insurance requirements with different minimum policy limits. Without the proper types and amounts of insurance, your application for a license will be delayed until you get the right amount of coverage.
Previous criminal tape: While this is not an automated denial, you lot must complete additional paperwork outlining your criminal history, which can slow down the review of your awarding.
Applying for a registered license instead of a certified license may also speed upward the process. Since each local licensing authority sets its requirements and the state licensing exam is non required, some covering contractors may exist able to get a license faster through the registered license application process. Nonetheless, it volition limit your business to 1 area which may not be desirable.
Taking the roofing license exam in Florida
A certified contractor roofing license is categorized every bit a Partitioning 2 Contractors license. Partitioning 2 licensing exams consist of a concern and finance test and a merchandise knowledge test.
The business and finance test consists of 120 questions and is six and a half hours long. The roofing merchandise knowledge test consists of 80 questions and is v hours long. Applicants with a bachelor's caste in building construction with a GPA of iii.0 or higher are exempt from taking the merchandise knowledge portion of the exam.
Florida roofing license examination dates are offered throughout the twelvemonth at computerized testing centers. These tests are open-book and should be taken on different days, but both portions must be passed within four years.
Fees for all portions of the roofing exam are $295, which includes a $135 registration fee payable to Professional person Testing, Inc, an $fourscore fee for the business and finance test and an $80 fee for the roofing trade knowledge test.
Roofing concern insurance requirements in Florida
You'll need full general liability insurance to get your roofing license. If you are a full general or building contractor, yous must have a full general liability policy with aggregate liability limits of $300,000 for public liability and $l,000 for property damage. All other licensing trades must have $100,000 in public liability and $25,000 in holding harm.
You'll also need a workers' bounty policy or volition have to file for an exemption with the Partitioning of Workers' Compensation.
Additionally, you must deport commercial auto insurance if y'all have company-owned vehicles. The amount required will vary based on the number and types of vehicles used in the business.
While these policy limits come across the minimum amounts required by the country, roofers in Florida may desire to purchase higher roofing coverage amounts or additional types of concern insurance in Florida to be better protected.
How Adjacent Insurance helps covering businesses in Florida
Next insurance tin assistance you navigate the insurance requirements for roofers in Florida to make sure you accept the necessary coverage required for your business. We can likewise help you evaluate risks and observe opportunities to combine business organisation policies for added savings.
Our seamless and painless online process can exist completed in less than 10 minutes. Once you purchase coverage, you'll have 24/seven access to unlimited certificates of insurance at no additional cost.
Source: https://www.nextinsurance.com/blog/how-to-get-a-florida-roofing-license/
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